Home ›Listings ›Georgian Bay ›X12201351

5096 Island 865 N/A Georgian Bay ON

📍 Georgian Bay, Ontario L0K 1S0

$549,000

Active
2BEDS
1BATHS
1KITCHENS
138×193.05LOT (FT)
51-99AGE

📋 Listing Highlights

StatusActive
MLS®X12201351
ListedJun 6, 2025
Days on Market—
Property TypeResidential Freehold
StyleDetached
Cross StreetHighway 400 and South Bay Road
Virtual TourView Tour →

📝 Listing Description

Welcome to your dream escape just 1 hour and 40 minutes from the GTA and a quick 2-minute boat ride from the marina. This well-maintained, boat-access cottage is set on a private and picturesque 0.674-acre lot with 138 feet of pristine waterfront on a quiet bay, offering the perfect blend of tranquility, comfort, and adventure. The charming 2-bedroom cottage features a bright and airy open-concept layout, enhanced by vaulted ceilings and tasteful décor throughout. The living room is warmed by a fireplace with airtight insert, and the kitchen with dining area is ideal for gathering with family and friends. Laminate flooring in the kitchen and living room adds to the cottages clean, updated feel, while a 3-piece bathroom ensures all the essentials are covered. Step outside to a spacious deck that overlooks the sparkling water, ideal for morning coffee, afternoon lounging, or evening cocktails with a sunset view. A large dock with deep water offers excellent swimming and boating access, while a sandy beach area along the shore is perfect for children and pets to play. As the sun sets, gather around the fire pit overlooking the bay and soak in the serene views and golden light dancing on the water. An 8' x 12' Bunkie adds extra accommodation space for guests, making this property a wonderful option for hosting weekend getaways or summer holidays. Whether you're looking for a peaceful place to recharge or a lakeside hub for fun-filled days on the water, this turnkey property delivers an unforgettable cottage experience. Accessible, inviting, and fully ready for the season, this is your opportunity to own a slice of waterfront paradise.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms2
Bathrooms1
Kitchens1
Approx. Age51-99

📐 Lot & Land

Lot Width138 ft
Lot Depth193.05 ft
Lot Size0.67 sqft
Cross StreetHighway 400 and South Bay Road

🔧 Building & Utilities

Heat SourceWood
HeatingOther
CoolingNone
BasementNone
GarageNone
ConstructionWood
RoofMetal

💰 Financial

List Price$549,000
Annual Taxes$1,956 (2024)

🧮 Mortgage Calculator

$109,800
Est. Monthly Payment
$2,697/mo
Principal: $439,200 · P+I only
Does not include taxes, insurance or CMHC
Listing provided by Sotheby's International Realty CanadaData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X12201351 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.