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1089 Lutes Lane Algonquin Highlands ON

📍 Algonquin Highlands, Ontario P0A 1E0

$3,285,000

Active
4BEDS
2BATHS
6PARKING
1KITCHENS
1025×375LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X12888298
ListedMar 16, 2026
Days on Market—
Property TypeResidential Freehold
StyleDetached
Cross StreetMcClintock Road and Wes Clarke Trail
Virtual TourView Tour →

📝 Listing Description

Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms4
Bathrooms2
Kitchens1

📐 Lot & Land

Lot Width1025 ft
Lot Depth375 ft
Lot Size2.4 sqft
Cross StreetMcClintock Road and Wes Clarke Trail

🔧 Building & Utilities

Heat SourceElectric
HeatingBaseboard
CoolingNone
BasementUnfinished, Separate Entrance
GarageAttached
Garage Spaces1
Parking6
ConstructionStone, Vinyl Siding
RoofAsphalt Shingle

💰 Financial

List Price$3,285,000
Annual Taxes$7,939.86 (2025)

🧮 Mortgage Calculator

$657,000
Est. Monthly Payment
$16,138/mo
Principal: $2,628,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by Forest Hill Real Estate Inc.Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X12888298 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.