Home ›Listings ›Niagara Falls ›X12932842

4020 Main Street Niagara Falls ON

📍 Niagara Falls, Ontario L2G 6B8

$699,900

Active
3BATHS
60×165LOT (FT)
100+AGE

📋 Listing Highlights

StatusActive
MLS®X12932842
ListedMar 29, 2026
Days on Market—
Property TypeCommercial
StyleCommercial Retail
Cross StreetMain and Sophia

📝 Listing Description

Prime investment opportunity in the vibrant community of Chippawa! This versatile commercial/residential property offers incredible potential for investors, entrepreneurs, or those looking to live and work in one convenient location.The main floor features a 1-bedroom residential unit alongside a storefront space, giving you flexibility to generate rental income or operate your own business. The layout allows for easy conversion, just expand the commercial space or create an additional residential unit to maximize returns. Upstairs, you'll find a well-maintained 3-bedroom unit, perfect for owner occupancy or as a strong income-producing rental. At the rear of the property is an impressive 30 ft x 25 ft heated garage/workshop, equipped with: 24 ft radiant gas tube heater, 60 AMP service, 12 ft ceilings, Two overhead doors (9 ft x 9 ft and 9 ft) with an attached14.6 ft x 25 ft storage room at the back of the garage. Situated on a large lot along a high-traffic main road, this property offers excellent visibility and accessibility. Enjoy being just a short walk to the Welland River (locally known as "the Crick"), nearby boat launch, and the charming downtown square. Don't miss this rare opportunity to own a flexible, income-generating property in one of Niagara's most desirable and historic neighborhoods!

🏠 Property Details

Property TypeCommercial
StyleCommercial Retail
Bathrooms3
Approx. Age100+

📐 Lot & Land

Lot Width60 ft
Lot Depth165 ft
Cross StreetMain and Sophia

🔧 Building & Utilities

HeatingRadiant
CoolingYes
GarageOutside/Surface

💰 Financial

List Price$699,900
Annual Taxes$4,105 (2026)

🧮 Mortgage Calculator

$139,980
Est. Monthly Payment
$3,438/mo
Principal: $559,920 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by REALTY EXECUTIVES PLUS LTD, BROKERAGEData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X12932842 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.