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106 Haig Street St. Catharines ON

📍 St. Catharines, Ontario L2R 6L2

$470,000

Active
4BEDS
2BATHS
4PARKING
2KITCHENS
42×110LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X12972844
ListedApr 8, 2026
Days on Market—
Property TypeResidential Freehold
StyleDuplex
Cross StreetHaig St and Scott St W
PossessionFlexible

📝 Listing Description

An exceptional opportunity to own a turn-key, income-producing detached brick duplex that blends financial security with everyday lifestyle appeal. This charming 1.5 storey property delivers strong, consistent cash flow with two self-contained units, each offering private, secure entrances, separate kitchens, and individual hydro meters, generating over $3,000 in monthly rental income plus hydro. The property is fully vacant as of May 1, 2026, providing flexibility for investors to set new market rents or for an owner-occupier to move in and customize their living arrangement. Set on a generous lot with a lush, private backyard, the home offers a rare sense of space. Whether you are a buy-and-hold investor seeking dependable returns or an owner-occupier looking to live comfortably in one unit while the other helps pay the mortgage, this property offers flexibility, peace of mind, and long-term value. Ideally located in a mature, centrally connected neighbourhood, just minutes from QEW access, shopping, schools, and public transit, this is a home where smart investing meets lifestyle, stability, and convenience.

🏠 Property Details

Property TypeResidential Freehold
StyleDuplex
Bedrooms4
Bathrooms2
Kitchens2

📐 Lot & Land

Lot Width42 ft
Lot Depth110 ft
Cross StreetHaig St and Scott St W

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingCentral Air
BasementFull, Unfinished
GarageDetached
Garage Spaces1
Parking4
ConstructionBrick, Vinyl Siding
RoofAsphalt Shingle

💰 Financial

List Price$470,000
Annual Taxes$3,319.03 (2025)
PossessionFlexible

🧮 Mortgage Calculator

$94,000
Est. Monthly Payment
$2,309/mo
Principal: $376,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by EXP REALTYData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X12972844 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.