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31 King Street St. Catharines ON

📍 St. Catharines, Ontario L2R 3H1

$3,200,000

Active
87.49×120.27LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X12973510
ListedApr 8, 2026
Days on Market—
Property TypeCommercial
StyleCommercial Retail
Cross StreetQueens St / King St
PossessionTBD
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📝 Listing Description

31 King Street offers an opportunity to acquire a vacant, freestanding former BMO bank (total square footage including basement is 10,998sqft. 5,998sqft above grade + 5000sqft finished basement) in the heart of Downtown St. Catharines. The asset offers a versatile three-part configuration, including a 5,057-square-foot main floor with a vault, a 941-square-foot mezzanine, and a 5,000-square-foot, elevator-connected finished basement. High ceilings, expansive display windows, and semi-renovated interiors support a wide range of conversion possibilities, from medical and boutique offices to retail with storage, showrooms, or broader adaptive reuse concepts. On-site parking, exceptional visibility at a signalized intersection, and immediate transit access strengthen long-term value. This is an opportunity to reposition a signature downtown building into a modern, high-performing commercial asset.31 King Street's location enhances its versatility, supported by robust infrastructure, transportation access, and an active urban setting. Situated within walking distance of the GO Train station, the property serves a growing demographic as younger families continue moving into the area. Its position is near the Niagara Region, and close access to Highway 406 and the QEW strengthens regional connectivity. The area is enriched by cafes, breweries, boutiques, and service-oriented retailers that fuel strong foot traffic. With more than 180,000 residents living within a 10-kilometre radius and annual consumer spending exceeding CA$6 billion, this corridor stands at the heart of a powerful and diverse market. Downtown St. Catharines continues to evolve into a vibrant, mixed-use district, and 31 King Street stands at the heart of that momentum. The surrounding neighborhood features major office users, including Accenture, Grant Thornton, Bell, WSP, City Hall, and a collection of boutique professional firms, which creates a steady daytime population.

🏠 Property Details

Property TypeCommercial
StyleCommercial Retail

📐 Lot & Land

Lot Width87.49 ft
Lot Depth120.27 ft
Cross StreetQueens St / King St

🔧 Building & Utilities

HeatingGas Forced Air Open
CoolingYes
GarageNone

💰 Financial

List Price$3,200,000
Annual Taxes$33,561.93 (2025)
PossessionTBD

🧮 Mortgage Calculator

$640,000
Est. Monthly Payment
$15,721/mo
Principal: $2,560,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by ROYAL LEPAGE REAL ESTATE SERVICES LTD.Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X12973510 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.