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42 Niagara Street St. Catharines ON

📍 St. Catharines, Ontario L2R 4K9

$539,900

Active
4BEDS
2BATHS
2PARKING
2KITCHENS
31.1×121.5LOT (FT)
100+AGE

📋 Listing Highlights

StatusActive
MLS®X12998440
ListedApr 14, 2026
Days on Market—
Property TypeResidential Freehold
StyleDuplex
Cross StreetBetween Welland Ave and Church Street

📝 Listing Description

Welcome to 42 Niagara Street, an exceptional opportunity to own a duplex in the heart of St. Catharines' rapidly transforming downtown core. Offered at an attractive price point, this property is ideal for investors seeking strong long-term upside in a market experiencing significant growth and revitalization.Situated just steps from the city's core, this property benefits from ongoing development, infrastructure improvements, and a renewed focus on downtown living. St. Catharines continues to see increased demand for rental housing, making this an excellent time to secure a multi-unit asset in a high-potential location.This duplex features two self-contained units, offering immediate rental income with the flexibility to improve and optimize over time. The property offers a prime downtown location within a designated revitalization area, strong and growing rental demand, and clear value-add potential through rent increases and improvements. It is well suited for both investors looking to expand their portfolio and owner-occupiers who want to offset living costs with rental income.Whether you're expanding your portfolio or entering the investment market, 42 Niagara Street represents a smart buy-and-hold opportunity in a city on the rise.Capitalize on the momentum in downtown St. Catharines and position yourself for future appreciation with this promising duplex investment.

🏠 Property Details

Property TypeResidential Freehold
StyleDuplex
Bedrooms4
Bathrooms2
Kitchens2
Approx. Age100+

📐 Lot & Land

Lot Width31.1 ft
Lot Depth121.5 ft
Cross StreetBetween Welland Ave and Church Street

🔧 Building & Utilities

Heat SourceElectric
HeatingForced Air
CoolingNone
BasementPartial Basement, Exposed Rock
GarageNone
Parking2
ConstructionBrick
RoofAsphalt Shingle

💰 Financial

List Price$539,900
Annual Taxes$2,254.1 (2025)

🧮 Mortgage Calculator

$107,980
Est. Monthly Payment
$2,652/mo
Principal: $431,920 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by RE/MAX NIAGARA REALTY LTD, BROKERAGEData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X12998440 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.