HomeListingsNiagara-on-the-LakeX13092426

85 Ricardo Street Niagara-on-the-Lake ON

📍 Niagara-on-the-Lake, Ontario L0S 1J0

$1,225,000

Active
3BEDS
3BATHS
2PARKING
1KITCHENS
49.95×89LOT (FT)
100+AGE

📋 Listing Highlights

StatusActive
MLS®X13092426
ListedMay 6, 2026
Days on Market
Property TypeResidential Freehold
StyleDetached
Cross StreetRicardo Street and Ball Street
PossessionFlexible

📝 Listing Description

Step into timeless charm with this beautifully preserved circa 1880 1-storey home, offering approximately 1,850 sq. ft. of character and comfort 3 bedroom, 2 1/2 bath century home in the highly coveted Dock Area of Niagara-on-the-Lake. This enchanting residence blends historic appeal with modern peace of mind, featuring extensive updates to all major mechanical systems, including heating, air conditioning, electrical, windows, and roof. Every essential has been thoughtfully upgraded, allowing you to enjoy classic architecture without compromise. Inside, you'll find a warm and inviting layout that showcases the home's heritage roots while providing functional living space ideal for both everyday living and entertaining. The 1-storey design offers a unique and cozy atmosphere, perfect for those seeking something truly special. Nestled in one of Niagara-on-the-Lake's most sought-after neighbourhoods, just moments from the waterfront, boutique shops, dining, and local wineries, this property presents a rare opportunity to own a piece of history in an unbeatable location. Experience the charm of the past with the confidence of modern updates-this is Niagara-on-the-Lake living at its finest.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms3
Bathrooms3
Kitchens1
Approx. Age100+

📐 Lot & Land

Lot Width49.95 ft
Lot Depth89 ft
Cross StreetRicardo Street and Ball Street

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingCentral Air
BasementExposed Rock, Unfinished
GarageNone
Parking2
ConstructionOther
RoofAsphalt Shingle

💰 Financial

List Price$1,225,000
Annual Taxes$6,030.86 (2026)
PossessionFlexible

🧮 Mortgage Calculator

$245,000
Est. Monthly Payment
$6,018/mo
Principal: $980,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by BOSLEY REAL ESTATE LTD.,Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13092426 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.