HomeListingsHamiltonX13096818

76 Terrace Drive Hamilton ON

📍 Hamilton, Ontario L9A 2Y6

$744,000

Active
5BEDS
2BATHS
2PARKING
2KITCHENS
40×100LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X13096818
ListedMay 7, 2026
Days on Market
Property TypeResidential Freehold
StyleDetached
Cross StreetUpper James St & McElroy Rd E
PossessionFlexible

📝 Listing Description

Welcome to this solid LEGAL 2-FAMILY DWELLING 3+2 bedroom detached bungalow in the desirable West Hamilton Mountain, offering a rare blend of immediate livability, regulatory compliance, and long-term upside. Fully compliant as a legal two-family dwelling and licensed rental with the City of Hamilton, this property delivers flexibility and peace of mind for homeowners and investors alike. Featuring two self-contained living areas, the home supports multiple lifestyle strategies-live in one unit with a mortgage helper, accommodate multi-generational living, or hold as a turnkey income property. Both units offer functional layouts, separate entrances, and private in-unit laundry, enhancing independence, convenience, and rental appeal. Set on a deep 100-ft lot, the property also offers future value-add potential. A separate garage and generous yard may offer exciting potential for future development, including the possibility of a detached dwelling unit (ADU), subject to zoning, municipal approvals, and buyer verification. A versatile property with strong fundamentals. One home. Multiple strategies. Built-in compliance. Future upside. Note: Some images have been virtually staged or AI-enhanced to illustrate potential furniture layout and design. Actual property condition may differ.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms5
Bathrooms2
Kitchens2

📐 Lot & Land

Lot Width40 ft
Lot Depth100 ft
Cross StreetUpper James St & McElroy Rd E

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingCentral Air
BasementSeparate Entrance, Finished
GarageDetached
Garage Spaces1
Parking2
ConstructionBrick
RoofAsphalt Shingle

💰 Financial

List Price$744,000
Annual Taxes$4,416 (2025)
PossessionFlexible

🧮 Mortgage Calculator

$148,800
Est. Monthly Payment
$3,655/mo
Principal: $595,200 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by ROCK STAR REAL ESTATE INC.Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13096818 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.