HomeListingsHighlands EastX13102936

1142 Cardiff Lake Road Highlands East ON

📍 Highlands East, Ontario K0L 3C0

$965,000

Active
3BEDS
1BATHS
6PARKING
1KITCHENS
645×222.18LOT (FT)
6-15AGE

📋 Listing Highlights

StatusActive
MLS®X13102936
ListedMay 8, 2026
Days on Market
Property TypeResidential Freehold
StyleDetached
Cross StreetLoop Road & Cardiff Lake Road
PossessionTBD

📝 Listing Description

RARE 645 FEET OF SHORELINE, ON 3.29 ACRES. This is where every morning begins on the water. Nestled along the shores of Cardiff Lake, this four-season custom-built home/cottage offers breathtaking southeast exposure-serving up stunning sunrises right from your own shoreline. The gently sloping sandy entry invites effortless swimming, while the clear, deep waters off the dock are perfect for boating, fishing and all your favourite water activities. The property features private trails that wind through the trees. If that's not enough your adventure continues with direct access to extensive ATV and snowmobile trails that will take you through hundreds of kilometers of groomed backcountry trails. Inside this beautifully custom built, 3-bedroom bungaloft features a soaring loft 300 sq ft ideal as a fourth sleeping area, home office, family room or cozy reading retreat. A well-appointed 3-piece bathroom which includes the convenience of main floor laundry. The full, unfinished basement, with four large windows that lets in natural light is approx. 1,350 sq ft with 8-foot ceilings. All this is accessible via a municipally maintained year-round road, conveniently located just 30 min to Bancroft or Haliburton for shopping and amenities. Only 5 min. to Wilberforce or Harcourt for gas, groceries, and more-plus a community centre, skating rink, pickleball courts and curling rink. A complete four-season lifestyle on the water, in nature, and ready for you to enjoy.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms3
Bathrooms1
Kitchens1
Approx. Age6-15

📐 Lot & Land

Lot Width645 ft
Lot Depth222.18 ft
Lot Size3.29 sqft
Cross StreetLoop Road & Cardiff Lake Road

🔧 Building & Utilities

Heat SourcePropane
HeatingForced Air
CoolingNone
BasementUnfinished
GarageNone
Parking6
ConstructionVinyl Siding
RoofAsphalt Shingle

💰 Financial

List Price$965,000
Annual Taxes$4,315.88 (2026)
PossessionTBD

🧮 Mortgage Calculator

$193,000
Est. Monthly Payment
$4,741/mo
Principal: $772,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by BALL REAL ESTATE INC.Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13102936 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.