HomeListingsMuskoka LakesX13107724

1140 Cowan Park Road Muskoka Lakes ON

📍 Muskoka Lakes, Ontario P0B 1M0

$1,095,000

Active
3BEDS
2BATHS
10PARKING
2KITCHENS
100×350.91LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X13107724
ListedMay 9, 2026
Days on Market
Property TypeResidential Freehold
StyleDetached
Cross StreetMuskoka Road #4 (Windermere Road) & Cowan Park Road
PossessionFlexible Closing

📝 Listing Description

Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms3
Bathrooms2
Kitchens2

📐 Lot & Land

Lot Width100 ft
Lot Depth350.91 ft
Lot Size0.79 sqft
Cross StreetMuskoka Road #4 (Windermere Road) & Cowan Park Road

🔧 Building & Utilities

Heat SourceElectric
HeatingBaseboard
CoolingOther
BasementFinished with Walk-Out
GarageNone
Parking10
ConstructionWood
RoofMetal

💰 Financial

List Price$1,095,000
Annual Taxes$2,100 (2025)
PossessionFlexible Closing

🧮 Mortgage Calculator

$219,000
Est. Monthly Payment
$5,379/mo
Principal: $876,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by Chestnut Park Real EstateData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13107724 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.