Home ›Listings ›St. Thomas ›X13210102

40 Metcalfe Street St. Thomas ON

📍 St. Thomas, Ontario N5R 3K2

$659,900

Active
5BEDS
3BATHS
3PARKING
2KITCHENS
33×84.5LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X13210102
ListedMay 28, 2026
Days on Market—
Property TypeResidential Freehold
StyleDetached
Cross StreetSt Annes Place
PossessionFlexible
Virtual TourView Tour →

📝 Listing Description

Fully tenanted, investment opportunity with an IN-LAW SUITE! Welcome to this beautifully updated property tucked away in a quiet pocket of St. Thomas, just steps from the charm of the Courthouse District. Featuring a self-contained in-law suite with a separate entrance, this property offers exceptional versatility for multigenerational living or additional income. With five bedrooms, two kitchens, two laundry rooms, a heated single-car garage, and a fully fenced backyard, this home combines modern comfort with timeless character. The main floor showcases a welcoming covered porch, bright open-concept living and dining areas, and a stylish kitchen with stainless steel appliances, an island, walk-in pantry, convenient two-piece washroom and interior access to the heated garage. Upstairs, you'll find a spacious primary bedroom with a walk-in closet, a second bedroom, a laundry room, and a four-piece bathroom. The finished third-floor loft adds valuable living space, perfect for a bedroom, private retreat, home office, or playroom. The lower level offers a beautifully designed in-law suite complete with a modern kitchen, comfortable living area, two bright bedrooms, a three-piece bathroom, laundry, and storage. Located in a historic neighbourhood surrounded by beautiful architecture, this home is within walking distance to local amenities such as cafes, restaurants, and shops, and just minutes from the Elevated Park and V.A. Barrie Disc Golf Park. A rare opportunity to own a stylish, updated property in one of St. Thomas's most desirable areas. The property is currently tenanted at $4025.00 per month, all-inclusive.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms5
Bathrooms3
Kitchens2

📐 Lot & Land

Lot Width33 ft
Lot Depth84.5 ft
Cross StreetSt Annes Place

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingCentral Air
BasementFinished, Full
GarageAttached
Garage Spaces1
Parking3
ConstructionBrick
RoofAsphalt Shingle

💰 Financial

List Price$659,900
Annual Taxes$2,962 (2026)
PossessionFlexible

🧮 Mortgage Calculator

$131,980
Est. Monthly Payment
$3,242/mo
Principal: $527,920 · P+I only
Does not include taxes, insurance or CMHC
Listing provided by ROYAL LEPAGE TRILAND REALTYData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13210102 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.