Home ›Listings ›Kawartha Lakes ›X13248198

21 Third Street Kawartha Lakes ON

📍 Kawartha Lakes, Ontario K0M 1N0

$545,000

Active
3BEDS
1BATHS
2PARKING
1KITCHENS
66×99.3LOT (FT)
100+AGE

📋 Listing Highlights

StatusActive
MLS®X13248198
ListedJun 5, 2026
Days on Market—
Property TypeResidential Freehold
StyleDetached
Cross StreetIrene St/Third St
PossessionTBD

📝 Listing Description

Charming three-season cottage in Sturgeon Point, a historic and sought after lakeside community on the north shore of Sturgeon Lake. Cozy, welcoming and full of character, this well-maintained property blends original charm with thoughtful updates and comfortably sleeps 8. Featuring original wide-plank pine floors, a bright sun porch with windows on three sides and a dining area with French doors - ideal for gathering and entertaining. The well-equipped kitchen offers ample storage, a vaulted ceiling, built-in pantry and walkout to a wraparound barbecue/entertaining deck spanning two sides of the cottage. Main floor bedroom and bath, plus two upstairs bedrooms with vaulted ceilings (one queen with flexible layout potential for additional beds or bunks and one double). Updated double hung windows throughout, including bedroom and dining area, provide abundant natural light. Excellent built-in storage upstairs with shelving and clothes rail. Private west-facing, treed backyard featuring a raised rock garden with perennials, firepit area and open green space for outdoor activities, like badminton. Recently added Norwegian pine bunkie, currently set up with two twin XL beds, offers flexible additional guest or kids space. Set on a solid concrete block foundation with ample dry storage below. Additional upgrades included drilled well, updated plumbing with UV filtration and water heat pump, and updated wiring. Short walk to swimming, docking, sailing club, golf course and more -- under two hours from the GTA

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms3
Bathrooms1
Kitchens1
Approx. Age100+

📐 Lot & Land

Lot Width66 ft
Lot Depth99.3 ft
Cross StreetIrene St/Third St

🔧 Building & Utilities

Heat SourceElectric
HeatingOther
CoolingNone
BasementCrawl Space
GarageNone
Parking2
ConstructionWood
RoofAsphalt Shingle

💰 Financial

List Price$545,000
Annual Taxes$1,799.08 (2026)
PossessionTBD

🧮 Mortgage Calculator

$109,000
Est. Monthly Payment
$2,677/mo
Principal: $436,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by AFFINITY GROUP PINNACLE REALTY LTD.Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13248198 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.