Home ›Listings ›St. Thomas ›X13420090

46 Elgin Street St. Thomas ON

📍 St. Thomas, Ontario N5R 3M1

$399,900

Active
4BEDS
2BATHS
4PARKING
2KITCHENS
26×110LOT (FT)
100+AGE

📋 Listing Highlights

StatusActive
MLS®X13420090
ListedJun 9, 2026
Days on Market—
Property TypeResidential Freehold
StyleDuplex
Cross StreetSt. Annes Place
PossessionFlexible

📝 Listing Description

Located close to downtown St. Thomas and everyday amenities, this up-and-down duplex offers an excellent opportunity for investors or owner-occupiers looking to generate rental income. Featuring two self-contained 2-bedroom units, each with separate entrances, dedicated parking, and access to their own laundry facilities.A standout feature of this property is that each unit is separately metered for hydro, heat, and water, with tenants responsible for their own utilities. Both upper and lower units include a family room, eat-in kitchen, full bathroom, basement storage and laundry. Appliances included are 2 fridges, 2 stoves, 2 washers, and 2 dryers. Both units are currently occupied on a month to month lease. Conveniently situated near shopping, restaurants, schools, and transit. Whether you're looking to expand your investment portfolio or get started in income property ownership, this duplex offers solid potential in a desirable St.Thomas location.

🏠 Property Details

Property TypeResidential Freehold
StyleDuplex
Bedrooms4
Bathrooms2
Kitchens2
Approx. Age100+

📐 Lot & Land

Lot Width26 ft
Lot Depth110 ft
Cross StreetSt. Annes Place

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingNone
BasementUnfinished, Partial Basement
GarageNone
Parking4
ConstructionAluminum Siding
RoofShingles

💰 Financial

List Price$399,900
Annual Taxes$2,239 (2025)
PossessionFlexible

🧮 Mortgage Calculator

$79,980
Est. Monthly Payment
$1,965/mo
Principal: $319,920 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by ELGIN REALTY LIMITEDData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13420090 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.