Home ›Listings ›Kingston ›X13446116

581 Division Street Kingston ON

📍 Kingston, Ontario K7K 4B7

$649,900

Active
2BEDS
1BATHS
2PARKING
1KITCHENS
40×100LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X13446116
ListedJun 15, 2026
Days on Market—
Property TypeResidential Freehold
StyleDetached
Cross StreetDivision St. and Fraser St.

📝 Listing Description

Welcome to this exceptionally well-maintained all-brick bungalow in a central Kingston location, just a short walk to schools, parks, and downtown amenities. The main level features hardwood and ceramic flooring, newer windows, and bright, comfortable living spaces that feel instantly inviting. The updated open-concept kitchen flows seamlessly into the tastefully refreshed living room, creating a modern, cohesive space ideal for everyday living and entertaining. The fully finished lower level adds impressive flexibility, offering a spacious rec room and a dedicated area that previously operated as a home-based hair studio. With its separate spaces and adaptable layout, this level provides excellent potential for an in-law suite, a private guest area, or a multi-use workspace. Outside, the home continues to shine. The fully fenced backyard offers excellent privacy and includes a large wood patio with indoor/outdoor carpet, perfect for outdoor dining or quiet relaxation. A 10' x 12' steel gazebo creates a comfortable shaded seating area, while a separate BBQ gazebo keeps cooking sheltered in all seasons. A 12' x 9' storage shed provides ample room for tools and equipment, and the outdoor clothesline adds a touch of natural living. The classic covered front porch creates a warm, welcoming entry, and the paved driveway offers convenient parking. The lawn and gardens have been exceptionally well cared for, creating a private oasis right in the heart of the city - a rare find in such a central location. Move-in ready and centrally located, this home offers comfort, convenience, and long-term value in one of Kingston's most accessible neighbourhoods. Thoughtfully updated and designed for flexibility, it makes daily living easy - whether you're downsizing or simply looking for a home that adapts beautifully to your needs now and well into the future.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms2
Bathrooms1
Kitchens1

📐 Lot & Land

Lot Width40 ft
Lot Depth100 ft
Cross StreetDivision St. and Fraser St.

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingCentral Air
BasementFull
GarageNone
Parking2
ConstructionBrick
RoofAsphalt Shingle

💰 Financial

List Price$649,900
Annual Taxes$2,654 (2026)

🧮 Mortgage Calculator

$129,980
Est. Monthly Payment
$3,193/mo
Principal: $519,920 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by K B REALTY INC., BROKERAGEData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13446116 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.