54 Cow Island Otonabee-South Monaghan ON

📍 Otonabee-South Monaghan, Ontario K0L 1B0

$624,900

Active
4BEDS
2BATHS
2PARKING
1KITCHENS
82.35×203.68LOT (FT)

📋 Listing Highlights

StatusActive
MLS®X13465584
ListedJun 19, 2026
Days on Market
Property TypeResidential Freehold
StyleDetached
Cross StreetIslandview Drive & Lakeview Drive
PossessionFlexible
Virtual TourView Tour →

📝 Listing Description

Welcome to Cow Island on Rice Lake, part of the renowned Trent-Severn Waterway. Rebuilt and extensively renovated in 2020, this stunning 4-season waterfront retreat blends modern updates with timeless cottage charm and A-frame-inspired character. Enjoy approximately 82 feet of waterfront featuring a cleared sandy shoreline, shoreline armouring, and an oversized aluminum lift dock perfect for swimming, boating, and entertaining. The property offers 4 bedrooms, 2 bathrooms, a heated bunkie, multiple outbuildings, and smart-home technology with Starlink internet. With updated electrical, plumbing, metal roofing, year-round water service, and countless improvements throughout, this turnkey island getaway is ready to be enjoyed in every season.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms4
Bathrooms2
Kitchens1

📐 Lot & Land

Lot Width82.35 ft
Lot Depth203.68 ft
Cross StreetIslandview Drive & Lakeview Drive

🔧 Building & Utilities

Heat SourceElectric
HeatingBaseboard
CoolingWindow Unit(s)
BasementCrawl Space
GarageNone
Parking2
ConstructionBoard & Batten , Wood
RoofMetal

💰 Financial

List Price$624,900
Annual Taxes$4,200.75 (2025)
PossessionFlexible

🧮 Mortgage Calculator

$124,980
Est. Monthly Payment
$3,070/mo
Principal: $499,920 · P+I only
Does not include taxes, insurance or CMHC
Listing provided by Century 21 United Realty Inc.Data via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13465584 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.