Home ›Listings ›St. Thomas ›X13499984

21 Oak Street St. Thomas ON

📍 St. Thomas, Ontario N5R 1R5

$405,000

Active
3BEDS
2BATHS
5PARKING
1KITCHENS
33×132LOT (FT)
100+AGE

📋 Listing Highlights

StatusActive
MLS®X13499984
ListedJun 29, 2026
Days on Market—
Property TypeResidential Freehold
StyleDetached
Cross StreetElmina
PossessionFlexible

📝 Listing Description

Welcome to 21 Oak Street, a charming 3-bedroom bungalow perfectly positioned on a quiet dead-end street in one of St. Thomas's most sought-after neighborhoods. This home is located just a short stroll from the beautiful Pinafore Park, elementary schools, high schools, St. Thomas Elgin General Hospital and shopping. This home offers a rare combination of nature and urban convenience. Main Floor Features The classic brick and vinyl exterior opens into a bright, inviting interior that has been freshly painted throughout (2026). The main level offers a functional layout with three bedrooms and a full 4-piece bathroom, making it an ideal setup for families, first-time buyers, or those looking to downsize. The kitchen features wood cabinets made by the owner. The basement significantly expands your living space, featuring a cozy family room with brand-new carpeting (2026) and a natural gas fireplace-the perfect spot for winter evenings. You will also find a dedicated home office for those who work from home, a convenient half-bath, and plenty of storage. This home has many updates including: 100-amp breaker panel (2026), furnace service (2026) and fireplace service (2026). The single detached garage provides extra storage or sheltered parking. Enjoy the privacy of no through-traffic and the scenic backdrop of the ravine. This move-in-ready home combines the peace of a cottage-like setting with the reliability of modern updates. Experience the best of St. Thomas living in a home that has been cared for from top to bottom.

🏠 Property Details

Property TypeResidential Freehold
StyleDetached
Bedrooms3
Bathrooms2
Kitchens1
Approx. Age100+

📐 Lot & Land

Lot Width33 ft
Lot Depth132 ft
Cross StreetElmina

🔧 Building & Utilities

Heat SourceGas
HeatingForced Air
CoolingNone
BasementFull, Partially Finished
GarageDetached
Garage Spaces1
Parking5
ConstructionBrick, Vinyl Siding
RoofAsphalt Shingle

💰 Financial

List Price$405,000
Annual Taxes$2,600 (2025)
PossessionFlexible

🧮 Mortgage Calculator

$81,000
Est. Monthly Payment
$1,990/mo
Principal: $324,000 · P+I only
Does not include taxes, insurance or CMHC

📍 Location

Listing provided by ROYAL LEPAGE TRILAND REALTYData via PropTx MLS® / TRREB. Information deemed reliable but not guaranteed.MLS® #X13499984 · Last updated: Jul 14, 2026

Information deemed reliable but not guaranteed. © TRREB / PropTx. MLS® is a trademark of CREA. This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate.